Hospital Advocacy Plus

Medical Bill Saver

Medical Bill Saver™ provides skilled negotiators who will attempt to negotiate discounts for any medical bills that are $400 or more.  Negotiations can lead to a reduction in their out-of pocket costs. Once an agreement is made, the provider signs off on payment terms and conditions and you will receive an easy-to-read personal Savings Results Statement, summarizing the outcome and payment terms.

Program Highlights

• Easy-to-read, personal Savings Result Statement, summarizing outcome and payment terms
• Provider sign-off on payment terms and conditions
• All medical bills that exceed $400 can be negotiated
• Medical bills include inpatient/outpatient hospital bills, dental bills, mental health bills, etc
• Prior medical bills can be negotiated at no charge if the bill has not been previously negotiated.  If the medical bill has been previously negotiated the Medical Bill Saver can only negotiate a payment plan for the bill.

Personal Health Advocacy

Personal Health Advocates help your members navigate through insurance and healthcare systems. Advocates can also locate doctors, specialists, hospitals, dentists and pharmacies. Advocates research treatments, resolve claims and provide medical explanations so your members can make more informed decisions.

Program Highlights

• Untangle medical bills and insurance claims
• Clarify benefits
• Answer questions about tests, treatments and medications
• Coordinate care among multiple providers
• Assist with eldercare and related healthcare issues
• Arrange second opinions
• Transfer medical records
• Negotiate payment arrangements with providers and find options for non-covered services
• Provide information about generic drug options

Variations and/or Exclusions

• Health Advocacy is not a replacement for health insurance coverage, nor do we provide medical care or recommend treatment. But we can assist members by providing a range of services, helping meet healthcare needs and working through issues with healthcare professionals and insurance companies.
• Health Advocacy can be blended with PPO networks.

Medical Travel Assistance

Members have access to a global network of practicing physicians, travel assistance personnel and emergency evacuation benefits if they suffer a serious injury or illness when traveling more than 100 miles from home. Have peace of mind knowing that help is merely a phone call away.

• Services include (but are not limited to):
  • Emergency Medical Evacuation
  • Repatriation of Mortal Remains
  • Transportation to Join a Hospitalized Member
  • Return of Dependent Children
  • 24-Hour Information Service
  • Monitoring of Treatment Worldwide
  • Medical and Dental Referrals
  • Facilitation of Hospital Payment
  • Transfer of Insurance Information to Medical Providers
  • Assistance with Replacement of Lost or Stolen Travel Documents
  • Assistance with Legal Referrals
  • Assistance with Medication, Vaccine and Blood Transfers
  • Assistance with Emergency Transfer of Funds
  • Assistance with Translation Services
  • Worldwide Destination Intelligence

Doctors Online

The fast, easy way to research health information from an online source. Get weekly health tip emails from physicians. Have access to articles, videos and Health Encyclopedia. You can communicate with doctors, pharmacists, psychologists, dentists, dieticians and more by email or smart phone app. You’ll get advice you understand.

Responses within a few hours

• Healthy Lifestyle Assessments to monitor your current health status
• Smartphone App (iPhone/Android) access to medical team
• 3D Video Library with more than 250 videos
• Personal Health Record provides secure storage for your health information
• All services are unlimited, confidential and include the entire immediate family.

Providers cannot diagnose or write a prescription, this is a research tool.